Man with new refrigerator financed through Zebit
🏠 Home Appliances

Finance Your Appliances With Zebit Pay Later

Keep your home running smoothly with quality appliances financed through Zebit. From refrigerators to washing machines, get the appliances you need today and pay over time with affordable monthly payments that fit your budget.

Apply For Appliance Financing
$500-$5K
Credit Available
100+
Appliance Options

Home Appliances Available Through Zebit Financing

Browse our selection of major home appliances from trusted brands. All items qualify for our flexible pay later financing with no hard credit check required. Get the appliances your home needs with payments you can afford.

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Refrigerators And Freezers

French door, side-by-side, top freezer, and compact models. Keep your food fresh with modern refrigeration solutions financed affordably. Choose from leading brands trusted by families nationwide.

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Washers And Dryers

Front load, top load, stackable, and combo units. Upgrade your laundry room with efficient washing and drying appliances. Save time and energy with modern laundry technology.

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Dishwashers Available

Built-in, portable, and countertop dishwashers. Save time and water with modern dishwashing technology for your kitchen. Quiet operation and energy efficiency make cleaning easier.

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Ranges And Ovens

Gas, electric, and dual-fuel cooking ranges. Create delicious meals with professional-quality cooking appliances. From basic to chef-quality, we have options for every cook.

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Microwaves For Convenience

Countertop, over-the-range, and built-in microwaves. Quick and convenient cooking options for busy households. Modern features like sensor cooking make meal prep effortless.

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Air Conditioners Units

Window units, portable ACs, and mini-splits. Stay comfortable year-round with reliable cooling solutions. Beat the heat without breaking your budget.

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Vacuum Cleaners Selection

Upright, canister, stick, and robot vacuums. Keep your floors spotless with powerful cleaning technology. From quick cleanups to deep cleaning, find the right vacuum.

Small Kitchen Appliances

Coffee makers, blenders, mixers, and more. Equip your kitchen with all the small appliances you need. Make every meal easier with the right tools.

Mother and daughter using new dishwasher

Why Financing Makes Sense For Major Appliances

When a major appliance breaks down or you need to upgrade your home, paying the full price upfront can strain your budget significantly. Zebit makes appliance shopping accessible with flexible financing that works for your financial situation and helps you get what you need now.

Our appliance financing allows you to get the quality appliances your home needs without waiting until you save up the full amount. Whether it is an emergency replacement for a broken refrigerator or a planned upgrade to a more efficient washer and dryer, Zebit helps you move forward today.

Major appliances are investments in your home and quality of life that affect your daily routine. A reliable refrigerator keeps food fresh and safe for your family. An efficient washer and dryer save time and reduce energy costs over the long term. With Zebit, these essential items become affordable through manageable monthly payments.

Unlike rent-to-own options that often cost significantly more in the long run and do not give you ownership until final payment, Zebit offers transparent pricing with clear total costs shown upfront. You own your appliances from day one while spreading the cost over time comfortably.

We understand that appliance needs can arise unexpectedly. A refrigerator stops cooling, a washer starts leaking, or a stove stops working right before a holiday dinner. With Zebit, you can address these needs immediately without depleting your savings or going into credit card debt.

Get Started With Appliance Financing

Quality Appliance Brands In The Zebit Marketplace

We partner with trusted appliance manufacturers to bring you reliable products that will serve your home for years to come. Shop brands you know and trust with financing that makes quality affordable.

Shop appliances from brands like Samsung, LG, Whirlpool, GE, Frigidaire, Maytag, KitchenAid, Bosch, Kenmore, Amana, and many more quality manufacturers trusted by millions of households across America.

All products are brand new with full manufacturer warranties unless otherwise specified in the product listing.

How To Choose The Right Appliances For Your Home

Selecting the right appliances requires considering several factors beyond just price. Think about your household size, usage patterns, available space, and energy efficiency goals when making decisions. Taking time to choose wisely leads to greater satisfaction.

For refrigerators, consider your family's food storage needs and kitchen layout. French door models offer easy access and flexible storage, while side-by-side units provide better organization. Measure your space carefully and check door swing clearance before ordering.

When choosing washers and dryers, front-load machines generally offer better efficiency and cleaning performance, while top-load machines are often more affordable and easier to load. Stackable units work well in tight spaces. Consider capacity needs based on your typical laundry volume.

For cooking appliances, decide between gas and electric based on your preference and what connections are available in your home. Convection ovens cook more evenly, while induction cooktops offer precise temperature control and energy efficiency. Think about how you cook most often.

Energy efficiency matters for all appliances. Look for ENERGY STAR certification, which indicates the appliance meets strict efficiency guidelines. More efficient appliances may cost more upfront but save money on utility bills over the years of ownership.

Woman researching appliances on smartphone

Smart Tips For Financing Your Home Appliances

Make the most of your appliance financing with these helpful tips from our team of shopping experts.

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Measure Your Space First

Before ordering, carefully measure the space where your appliance will go. Check doorways and pathways for delivery access to avoid sizing issues. Write down measurements and bring them when shopping to avoid costly mistakes.

Consider Energy Efficiency

Energy-efficient appliances may cost more upfront but save money on utility bills over time. Look for ENERGY STAR rated products in our selection. Calculate potential savings over the appliance lifespan to see the true value.

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Plan Your Budget Wisely

Use our loan calculator to determine monthly payments before shopping. Choose appliances that fit comfortably within your monthly budget. Remember to factor in any delivery or installation costs that may apply.

Understanding Appliance Energy Ratings

Energy efficiency impacts both your environmental footprint and monthly utility bills. Here is what those ratings mean for your wallet.

RatingAnnual Energy Cost5-Year Savings vs StandardBest For
ENERGY STAR Most Efficient$25-40/year$200-400Maximum savings seekers
ENERGY STAR Certified$40-60/year$100-250Balance of cost and efficiency
Standard Efficiency$60-90/yearBaselineBudget-conscious buyers

💡 Pro Tip: Calculate Before You Buy

Multiply the annual energy cost by expected lifespan to see true ownership cost. A $50/year more efficient model saves $500+ over 10 years.

⚡ Quick Math Example

$800 efficient fridge + $300 energy (10yr) = $1,100 total
$600 standard fridge + $700 energy (10yr) = $1,300 total

How Long Should Your Appliances Last?

Knowing expected lifespans helps you budget for replacements and evaluate repair vs replace decisions.

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13 yrs
Refrigerator
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10 yrs
Washer/Dryer
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9 yrs
Dishwasher
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15 yrs
Gas Range

Repair or Replace Rule: If repair cost exceeds 50% of replacement cost AND appliance is past 75% of expected lifespan, replacement usually makes more financial sense.

Appliance Financing Questions

Do I need a hard credit check to finance appliances with Zebit?
No. Zebit does not run a hard credit inquiry during the initial application, though a soft credit check may be performed. Checking your eligibility this way won't affect your credit score.
Can I finance a full kitchen appliance package in one order?
Yes. As long as the total stays within your approved credit limit, you can combine multiple appliances, like a refrigerator, range, and dishwasher, in a single order.
How quickly are financed appliances delivered?
Delivery timelines depend on the retailer and the specific appliance, but most orders ship within the timeframe shown on the product page at checkout.

Ready To Upgrade Your Home Appliances?

Apply now and get approved in minutes. Start shopping for the appliances your home needs with flexible payment options that work for your budget.

Apply For Appliance Financing Now